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Oppland Travel on Banks are, nonetheless, reluctant to borrow from the discount window since they need direct approval from the Federal Reserve to do so, and borrowing will result in more intense regulatory attention. A repurchase agreement (repo) represents the sale of securities by one party to another with an agreement to repurchase the securities at a specified date and price. The bank sells some of its government securities to another bank or corporation with a temporary excess of funds and agrees to buy them back at some short time in the future. The yield on repo agreements is slightly less than the federal funds rate since the loans are of about the same duration and repo loans are less risky—they are backed by the collateral of government securities. Banks may also obtain dollar denominated loans, generally in transactions involving $1 million or more, outside the United States in the eurodollar market at the London Interbank Offer Rate (LIBOR). Eurobanks, banks that participate in this currency market, are located not only in Europe but also in the BAHAMAS, CANADA, JAPAN, HONG KONG, and several other countries. Because interest rate ceilings were historically imposed on dollar deposits in U. Oppland Travel 2016.