Health insurance is one of the first concerns of people who move to Italy. Your policy in the United States may not cover you abroad, and if you rely on Medicare, it certainly won’t. Travel insurance is typically good for about a six-month sojourn, and is the best way to get started. After all, you want to make sure that you and your family are covered from the moment you step foot on Italian soil. In the meantime, you can start preparing to enter into the Italian health care system, which has both public and private options.
If you have a job in Italy and therefore make regular payments to the health care system, you will automatically be provided with the same public coverage extended to those Italians who were employed at some point in their lives, plus their dependents. If you’re not regularly employed, there is always the option of independently buying a plan that covers you through that same public system. Alternatively, you can take out a private health insurance policy, which is going to be more expensive but offers more benefits. Many Italians buy private policies in addition to the stateprovided coverage. The costs and comparative advantages of each sector are described in Types of Insurance.
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